Ben, my wife had a tire come thru the window of
her Volvo on the freeway.  The insurance company
played very hard ball and wanted to total it for
1800.00$.  The independent adjuster who looked at
it stated we could insist on getting it repaired,
which we did and got a check for $3700.00 without
any deduction or change in the title of the car.
        We gave it to our Volvo mechanic and bought a
semi cherry 88 240D.

        John