Go to http://www.hagerty.com/auto/quote.htm.  I am an insurance agent. True
collectibe vehicles do get a huge rate break through Hagerty (and others)
For example:  I just insured my brother's restored '66 Triumph TR4A valued
at $12,000. His cost: $285 /yr.

Gary
----- Original Message -----
From: k1cajun <k1cajun@pipeline.com>
To: <vanagon@GERRY.VANAGON.COM>
Sent: Tuesday, August 08, 2000 10:40 AM
Subject: Insurance for multiple-Vanagon households ?

> This also applies to non-Vanagon vehicles, too.
>
> There are two drivers in our household.  The rest of the family members
> are not allowed to drive (2 dogs, 2 parrots, no human offspring).  We
> own 2 Vanagons and 1 Volvo (hey, at least it starts with VOL and comes
> from the same continent).
>
> We, of course, must insure 3 cars for 2 drivers, but I would have
> expected to see a significant discount for the extra car.  Since there
> should only be two vehicles on the road at any given time, the insurance
> co. has less exposure.  But we pay almost as much for the third vehicle
> as for the other two.  Yes, there is a small discount for low mileage,
> but not much.  Fact is, if I sell any one of the three, our insurance
> bill goes down by a third.
>
> So I wonder ... What does a person do if they have what is reasonably
> seen as a car collection ?  If I chose to buy a single-cab, a crew-cab,
> and a split-window or two, and have them all legally driveable, is there
> any insurance company that has provisions for seldom-driven cars in a
> collection.  Or is this just the cost of collecting vehicles, making it
> a hobby for folks like Jay Leno ?  (No, I don't make that kind of money
> or I wouldn't need to ask.)
>
> Any list members with "collections" or in the insurace biz who have any
> suggestions ?
>