

| Subject: | Insurance for multiple-Vanagon households ? |
| From: | k1cajun |
| Date: | Tue, 8 Aug 2000 09:40:46 -0500 |
This also applies to non-Vanagon vehicles, too. There are two drivers in our household. The rest of the family members are not allowed to drive (2 dogs, 2 parrots, no human offspring). We own 2 Vanagons and 1 Volvo (hey, at least it starts with VOL and comes from the same continent). We, of course, must insure 3 cars for 2 drivers, but I would have expected to see a significant discount for the extra car. Since there should only be two vehicles on the road at any given time, the insurance co. has less exposure. But we pay almost as much for the third vehicle as for the other two. Yes, there is a small discount for low mileage, but not much. Fact is, if I sell any one of the three, our insurance bill goes down by a third. So I wonder ... What does a person do if they have what is reasonably seen as a car collection ? If I chose to buy a single-cab, a crew-cab, and a split-window or two, and have them all legally driveable, is there any insurance company that has provisions for seldom-driven cars in a collection. Or is this just the cost of collecting vehicles, making it a hobby for folks like Jay Leno ? (No, I don't make that kind of money or I wouldn't need to ask.) Any list members with "collections" or in the insurace biz who have any suggestions ?
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