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Subject:Insurance for multiple-Vanagon households ?
From:k1cajun
Date:Tue, 8 Aug 2000 09:40:46 -0500

This also applies to non-Vanagon vehicles, too.

There are two drivers in our household.  The rest of the family members
are not allowed to drive (2 dogs, 2 parrots, no human offspring).  We
own 2 Vanagons and 1 Volvo (hey, at least it starts with VOL and comes
from the same continent).

We, of course, must insure 3 cars for 2 drivers, but I would have
expected to see a significant discount for the extra car.  Since there
should only be two vehicles on the road at any given time, the insurance
co. has less exposure.  But we pay almost as much for the third vehicle
as for the other two.  Yes, there is a small discount for low mileage,
but not much.  Fact is, if I sell any one of the three, our insurance
bill goes down by a third.

So I wonder ... What does a person do if they have what is reasonably
seen as a car collection ?  If I chose to buy a single-cab, a crew-cab,
and a split-window or two, and have them all legally driveable, is there
any insurance company that has provisions for seldom-driven cars in a
collection.  Or is this just the cost of collecting vehicles, making it
a hobby for folks like Jay Leno ?  (No, I don't make that kind of money
or I wouldn't need to ask.)

Any list members with "collections" or in the insurace biz who have any
suggestions ?