<At the same time, in order tom protect their fat profits, insurance>
<companies will use this sort of thing as an excuse to bump their premiums>
<up, and this costs everyone who takes a policy out.>

Or in my case the insurance company just came up with "its mechanical
problem/wear and tear" even if it did result from a collision and the parts
that are broken had only been on the car for 8K miles.  Funny thing happens
when they are the ones that have to pay.

Dave K.