Since I started this thread let me clarify some points. To Farmers
Insurance's credit, if the vehicle was a Range Rover instead of a 20 year old
Westy, to make a proper repair would require replacing the entire panel
justifying their $1750 estimate. I would have been happy with the $856
pound-it-out repair settlement and even showed the adjuster their bid when he
was giving me the $1750 borderline total out spiel. He was non-plussed and
simply handed it back to me as if to say "If Farmers' computer collision
repair estimate says you get $1750 then that's what you get and not a penny
more." I know in the Great Universal Scheme of Insurance Things that if one
poor sucker seems to make out on one claim a hundred others will pay the
difference and then some. I've taken the moral highroad more than once and
unless you're careful the thin air up there will fill you with a false sense
of righteous indignation and pride and cost you $$, military promotions,
career advancement, mariages, friends, ...all in the name of Truth,Justice,
and The American Way.
Now take the IRS (a Delaware Corporation),or HMOs...but it's not Friday.

Ken Hunter
82 Westy 1.9D
84 Jetta 1.5D