One of their customers also totalled my wife's 91 jetta diesel. I paid $500
for it not running and got $2500 for it i 2 days after the accident. Not
enough for another jetta in equale shape but more then I paid for it. My
wife has not settled on her knees yet but hopefully it will go well. They
insure customers with less then a clean driving record.

Joe

----- Original Message -----
From: "Scott Sullivan" <scott_s@DISCOUSA.COM>
To: <vanagon@GERRY.VANAGON.COM>
Sent: Friday, June 22, 2001 6:20 PM
Subject: Re: New Engine / Insurance (off subject/ happy ending)

> Just to let you know about a pleasant surprise I had with an insurance
> company.
>
> I found a first year (1966 I think) Porsche 912 with 59k original miles.
> We cleaned it up and replaced some of the interior.  One month after we
got
> it someone rearranged the car.  Called to the insurance company, they told
> me to have it appraised.  Took  it to a shop etc.
>
> The insurance company sent out an appraiser who looked the car over.  In
> preparation to haggle I did my research on the cost to replace the car.
> The insurance company offered to total the car and pay me 15% more than I
> had into the car which was also than a replacement would cost.  From the
> time of the accident to the time I had a check in my hand was three days.
> The insurance company is Progressive insurance.  Maybe this type of
service
> is common, but I was surprised.
>
> Scot
>
>
>
>
> pensioner <al_knoll@PACBELL.NET> on 06/22/2001 12:48:32 PM
>
> Please respond to pensioner <al_knoll@PACBELL.NET>
>
> To:   vanagon@GERRY.VANAGON.COM
> cc:    (bcc: Scott Sullivan/Disco_Corp)
> Subject:  Re: New Engine / Insurance
>
>
>
>
> Steve and others,
>
> The technique I used to cash out a 1989 Syncro Westie w/18000 on an AVP
> motor was to simply do the resale research and explain to the adjuster the
> market basis for my claim.  Of course they poo poo'd it and made a
> ridiculous counter offer.  I re-stated my requirements and waited.
>
> Took a while but I got within 10% of my claim, and of course salvage on
the
> vehicle.  ( I kept the car).
>
> You don't have to accept any offer.  The case remains open.  The
adjuster's
> performance ranking declines and pretty soon...you get the settlement.  In
> my case the 10% offset the salvage cost slightly.
>
> Just continue to politely refuse the offer and restate your documented
> requirements.  It will take time, in my case it took around four months.
> My
> first statement was that I would like the InsCo to replace the vehicle
with
> a comparable one, same original color, within 10% of actual mileage and
> with
> the upgrades.  I held to the market value or replacement position.
>
> Kelly BB, and others along with a scammy appraiser service are used to
> browbeat you into a lower settlement.  Do the research on real sales in
> your
> location.  Yeah, not too many of those but do it anyway.  If I recall
there
> were fewer than 1200 Syncro Westies imported into the US.  It qualifies as
> a
> rare car and should be appraised as such.
>
> cheers,
>
> pensioner
>