Thank you Sean, Ron and Jay for your thoughtful answers to this quandary.
This is not a question with a simple answer that works for everyone and
since nobody has come up with a perfect solution, the archives have not been
very helpful.  Your answers have provided me with the information I needed
to make a final decision and get this work done.  I'm pretty sure this is
one of the primary reasons this list exists.  Thanks again.

Jeff