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Subject:Re: Insurance company bullshit
From:Brent Christensen
Date:Wed, 14 Aug 2002 14:34:29 -0700

You may want to contact Steve Schwenk at syncro.org - he helped some syncro
owners go through this process last year as I recall.

steve@syncro.org.

Cheers,

Brent

>From: Joe Hughes <Husey2@AOL.COM>
>Reply-To: Husey2@AOL.COM
>To: vanagon@GERRY.VANAGON.COM
>Subject: Insurance company bullshit
>Date: Wed, 14 Aug 2002 16:57:22 EDT
>
>Vanagon friends,
>
>Am looking for info. regarding dealing w/my insurance company who is
>declaring my '85 vanagon a "total loss" after damages from striking/killing
>a
>dear back on 2 June. The van was never immobilized and i've been driving it
>since, just completing a 1000 mile trek to a family reunion in my "total
>loss", utilizing ALL it's amenities, i.e., beds, seats, stove, sink, frig,
>etc.
>
>I'm hoping someone in Vanagon Land can inform me of similar situations
>they've had w/their ins. company......and won! For example, got/forced the
>ins. co. to change their decision re "total loss". I DO know now the ins.
>companies determine a total loss based on cost of repairs and value of
>vehicle. However, i insured my vehicle for more than the book/market value
>when i bought it but they are not using that ABOVE market value figure when
>estimating repairs. Consequently, their $4100 estimate for repairs is over
>75% of the market/book value of my van, even though i paid higher premiums
>to
>have it insured for an "agreed value" of $7500. They tell me now, "Oh, we
>don't use that 'agreed value' figure when determining a cost of repairs. We
>use the market/book value.." Which they've determined to be around $4700.
>
>THIEVES!!! Hoping someone here can give me some info. on a "success story"
>of
>arguing w/ins. companies.

Brent Christensen
'89 GL Syncro Westy
Santa Barbara, CA

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