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Subject:Re: Insurance and credit checks
From:John Brush
Date:Sat, 8 Feb 2003 10:33:18 -0700

In <000d01c2cf78$f486b810$09c75643@HOME>, on 02/08/03
   at 08:49 AM, Gary Stearns <gstearns@OPTONLINE.NET> said:

>Though it's a useful underwriting tool to evaluate a potential insured,
>it's doing some public relations damage to an industry that's damaged
>already.  I don't like insurance scoring either.

Thanks Gary. The plot thickens <g>

When I get a form in the mail about getting an insurance quote, there is a
note that tells me that by requesting this quote, I am giving
authorization to have my credit rating checked, along with a DMV check as
well.

I think someone screwed up in implementing such a plan, and has made this
look like a bigger deal than it really is, and perhaps I am overly
concerned. I don't care much about my credit, but my concern comes from
the way we just turn around one day and more privacy and personal details
are being given away for no reason at all.

Thank you for explaining. I am not sure how to proceed with getting rate
quotes, but I suppose I will just keep doing it now and then, and hoping
for honesty at the agency <g>

Regards,

John