David,

I have Erie car insurance and know that they only operate in some states, so
it may not be available to you.

I am divorced & my oldest moved out on his own before my youngest was 16.
When the younger got his drivers license, I was running a 91 GL (car plates)
& an 84 Westy (motor home plates), my agents help called & informed me that
my son would become principle driver of one of the "cars" and that it would
cost about $1300.00 per year.  I informed them that I only had one car, plus
a motor home and that they should make him secondary driver on the car.
Well, I sent them pictures, but the underwriter continued to reject it
because the VIN number was the same as all other Vanagons.

I persisted, and eventually the question went all the way to the Co.
headquarters in Erie PA.  They came back with the revelation that they had
determined way back in the 50's that Westy's were in fact motor homes.  So
my son became the secondary driver on the 91 GL at about $300.00 per year.

After the whole thing was said & done, I asked if he was allowed to drive
the motor home.  They replied that of course he was.  No mileage or time
restrictions either.

Now, I understand that RV & motor home insurance may be 2 different things
and that every state has different licensing & insurance regulations, but it
pays to persevere.

Walt Spak
Pittsburgh PA
b20swalt@attbi.com
----- Original Message -----
From: "David and Shirin" <daveshirin@ENERGYUNITED.NET>
To: <vanagon@GERRY.VANAGON.COM>
Sent: Friday, June 06, 2003 2:45 PM
Subject: Insuring 1982 Westy as an RV ?

        Just talked to my Progressive insurance agent and to RV America
Insurance and to get Motor Home insurance on my Westy requires that I have a
"fully plumbed" toilet and heat and air that works when the van is not being
driven.  Has anyone on the list been able to get RV insurance on there
Westy, I just looked through the archives and called Nationwide to try
insuring it as a campmobile and that didnt work either.

David