This is why I don't carry collision insurance on my van.  I know that if
it's totalled, the insurance company will give me something on the order
of $1200, because that's the KBB value.  I couldn't buy another camper for
that, and I'd end up giving them more than that in extra premiums within
a few years anyway -- especially with the way they're jacking up premiums
lately to make up for what they lost in the stock market.

Collision insurance just doesn't make sense for vehicles more than ten
years old.

David Brodbeck, N8SRE
'82 Diesel Westfalia
'94 Honda Civic Si