"money things have become more of an issue" 

Hello Damon,
    You presented your information very clearly, but you may not have listened to the most important phrase that your wrote. My guess is that vehicles are the surface issue and money is the underlying issue. Unfortunately, money is the #1 issue that breaks a marriage. You and your wife are talking and as long as you continue to talk, you have good potential to work out a solution.
    I wish you both the best,
Barbara
89 Syncro