On Sat, 20 Mar 2004, Jonathan Farrugia wrote:

> i will contrast this with what is the general flow of things in my
> location (michigan) in the united states.

> the insurance companies then use
> this official police report to work out the details of who or who's
> insurance company pays what to cover the costs of the accident and
> subsequent auto repairs.

Not entirely true, I don't think...Michigan is a no-fault state, so I
think your insurance always pays to fix your car, regardless of who the
police say is at fault.

David Brodbeck, N8SRE
'82 Volkswagen Diesel Westfalia
'86 Volvo 240DL wagon