Q: Shoul I carry collision insurance on my Westy?
Two and half years ago I totalled my '85 Westy.  I had collision
insurance AND I had ALL the reciepts for the work and parts that had
been done on it since I owned it.  I ended up, after some discussion,
with a settlement that was very fair, true replacement value on the
vehicle.  And after I bought the Westy back at the 'salvage value' and
re-sold it to someone that wanted the nearly new engine and other parts
I probably cam out ahead.  Without the collision coverage I'd have been
out about $8000 or better.  You bet it's worth the cost.  Just be
prepared to do some work to prove to your insurance company what the
true replacement value is.