FYI, if you hit a live animal with a car the coverage that applies is
comprehensive not collision.
If you hit an animal that is already dead (or a live or dead person)
collision will apply.
KB

At 12:46 PM 10/25/2004, JD Foster wrote:

>Sorry to hear about your accident.
>
>On a related note...
>
>If you DO have collision insurance, its financially advisable (however
>morally questionable) to HIT the animal rather than swerve and miss the
>animal but still have damage.  About a month ago I swerved to miss a deer in
>my wife's civic.  I was successful, but ran over a curb and edge-marker post
>in the process.  Not only did the accident fall under my collision coverage
>(which has a much higher deductible), but it was counted as a 100% at-fault
>accident and has nearly doubled my insurance rates.  Had I hit Bambi, it
>would have been a comprehensive claim and no fault assigned.
>
>JD
>
>
>----- Original Message -----
>From: <JordanVw@AOL.COM>
>To: <vanagon@GERRY.VANAGON.COM>
>Sent: Monday, October 25, 2004 7:10 AM
>Subject: Re: [VANAGON] Hit 4 Deer...Need body Parts
>
>
> > In a message dated 10/25/04 8:57:12 AM Eastern Daylight Time,
> > jwallace@MSAD43.ORG writes:
> >
> >
> > > HELP!!1
> > > Hit a pack of 4 deer in the road at 50mph Friday night.  Only had
> > > liability on my 88 Vanagon...I haven't torn her apart yet, but will at
> > > least need the Grills, upper and lower, headlights, and other parts to
> > > start with.
> > >
> > >
> >
> > sorry to hear about your incodent.   remember use your HORN!!   animals
> > respond to sound more than sight.
> > i do alot of night driving and everytime a animal has run out in front of
>me
> > i lay on the HORN...the jarring noise scares them and they always take
>off.
> > if you dont hit the horn they just freeze still in your headlights..   i
> > havent hit any animal ever.     i did hit a person once tho. but thats
>because
> > humans are too stupid to get out of the way even if you yell "move it",
>beep the
> > horn and give them the finger .. (dont worry i just maimed the guy, didnt
>kill
> > him)   :<)   anyway..
> >  i have what you need as far as parts for your van..square headlights,
>upper
> > and lower grille, turn sigs, etc..etc..
> > let me know..
> >
> > and folks..if a animal runs out in front of you - use your horn!  it
> > works..(functional brakes help too)
> >
> > chris
> >
>
>
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                                 Kevin Barry
                                 mailto:krbarry@bellatlantic.net
                 "Those who would give up essential liberty in order to
purchase a little temporary safety deserve neither liberty nor safety."
Benjamin Franklin

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