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Subject:Re: impact of claims on insurance prices (was RE: serious vanagon
From:-- Dan Roberts
Date:Wed, 10 Aug 2005 00:08:09 -0400

Regarding the State Farm insurance. I haven't had to make a claim on my 89 Westy but I
asked my agent how much State Farm would pay if the van was totaled. He wouldn't give
me a number but made it clear State Farm would not pay anything approaching what I
believe is real market value (between 11,000 and 15,000.) I have extensively rehabed the
van and put in lots of extras, including a furnace, a secondary battery, extra lighting, satellite
radio, a rebuilt motor and a complete paint job.

What is it about these insurance companies that they refuse to pay true market rates -- and
apparently can get away with it?

I have attempted to find other insurance that would give me full coverage--without success.
Grundy.com wouldn't even give me a written response. They would only respond by phone
that they "don't insure vans."

I worry that a crash ccould take away my favorite toy.

Dan R.
89 Westy Camper 4spd