RE: Progressive Insurance
Based on my experience I can also recommend Progressive for auto
insurance.  It took a little discussion and all my receipts but when I
totalled my '85 the settlement was fair, in fact I was pleased with
the results.  This is going to depend on the claims office you are
dealing with, the adjuster and his/her boss, and the laws in your
state, but Progressive did a good job for me.  Another caution:  I'm
in a market area (Puget Sound/NW) that has lots of Vanagon/Westfalias
that sell so I was able to establish the true market value in the
area.  And I kept insisting that I didn't want money, I wanted a
replacement vehicle.  I kept pushing that.  I did settle for a check
and then found my own replacement, but this forced them to really look
at the market in addition to the info from their appraisal service.