Hi Loren,

I suspect that the answer will vary by jurisdiction, but as I
understand it the law here in Ontario says they DO have to pay out a
claim.  After the fact, however, they will have you over a barrel and
you can be assured that you will pay through the nose (or some other
more sensitive orifice) the next time your policy comes due. Or you
might be denied coverage under anything but "facility", which is
outrageou$ly expen$ive.

Happy Trails,

Greg Potts
1973/74/77/79 Westfakia "Bob The Tomato"
www.pottsfamily.ca
www.busesofthecorn.com

On 16-May-07, at 5:44 PM, Loren Busch wrote:

> Even if insured could the insurance company opt out on
> a major claim if the vehicle did not meet DOT safety requirements?
> Would
> the owners personal liability be raised in the event of an accident?