As far as a replacement value.......if you want a higher one, just let the insurance company know up front and raise the premium value.
You will pay more, but be covered for what you feel comfortable with.
I had my 91 Syncro Westy appraised and have it covered for a replacement value of $50,000.
I have 4 late model Syncro vans on one policy with Progressive and it is roughly $2200.00 a year total.

dylan

----- Original Message ----
From: John Lauterbach <lauterba@BELLSOUTH.NET>
To: vanagon@GERRY.VANAGON.COM
Sent: Saturday, December 29, 2007 2:58:24 PM
Subject: Re: ISO Vanagon appraiser in SF Bay Area

Your insurance agent should be able to give you name of at least one
 appraiser who would be acceptable to your insurance company.  Appraiser
 who did my '84 Vanagon specializes in antique cars.  While he did not
 come up with the value I would have liked, it was far better than the
 used car book.

John
  ----- Original Message -----
  From: dahn van laarz
  To: vanagon@GERRY.VANAGON.COM
  Sent: Saturday, December 29, 2007 12:46 PM
  Subject: ISO Vanagon appraiser in SF Bay Area

  Wondering if anyone has gone to the trouble of getting an independent
 appraisal of their Westy or reg Vanagon.  I have an 85 Westy that
 we've put a bit of $$$ into, including the Gowesty 2.3 engine and want to
 minimize the chance of lowballing insurance companies should the
 unthinkable happen.  My insurance guy said I should get an independent
 appraisal... then they would cover the vehicle for that amount instead of the
 Bluebook value.Anyone have experience with doing this?  Recommendations
 on places to go?
  _________________________________________________________________
  Don't get caught with egg on your face. Play Chicktionary!
  http://club.live.com/chicktionary.aspx?icid=chick_wlhmtextlink1_dec

  --
  No virus found in this incoming message.
  Checked by AVG Free Edition.
  Version: 7.5.516 / Virus Database: 269.17.11/1201 - Release Date:
 12/28/2007 11:51 AM