I hear ya.
I know exactly what coverage I have because I designed it myself.
Yes, I pay more than others with vans, but will be covered if the worst was to happen.
Back yourself up with a appraisal when new or new to you.
I found my appraiser in Hemmings.
Worth every penny.

Happy New Year and safe Vanagoning to everyone in 08

df

----- Original Message ----
From: Dennis Haynes <d23haynes57@hotmail.com>
To: dylan friedman <insyncro@YAHOO.COM>; vanagon@GERRY.VANAGON.COM
Sent: Saturday, December 29, 2007 11:55:25 PM
Subject: RE: ISO Vanagon appraiser in SF Bay Area

I have my motor home insured with Progressive. Great insurance as long
 as
you do not need it. I struck an on object and cracked the rear cap.
 They
refused to pay what it would cost to do the repair properly, (replace
 the
cap) and even gave the shop a hard time wit the cost of cut out, patch
 and
fill the fiberglass. I had a thousand dollar deductible and then they
raised my rates 50% due the at fault accident. First claim with them in
 7
years. And yes I have full value coverage so plan on them repairing it
 no
matter what.

Also read your contract carefully. There may be restrictions on usage.
 I
can't even let my brother borrow the RV.

Dennis

-----Original Message-----
From: Vanagon Mailing List [mailto:vanagon@gerry.vanagon.com] On Behalf
 Of
dylan friedman
Sent: Saturday, December 29, 2007 6:50 PM
To: vanagon@GERRY.VANAGON.COM
Subject: Re: ISO Vanagon appraiser in SF Bay Area

As far as a replacement value.......if you want a higher one, just let
 the
insurance company know up front and raise the premium value.
You will pay more, but be covered for what you feel comfortable with.
I had my 91 Syncro Westy appraised and have it covered for a
 replacement
value of $50,000.
I have 4 late model Syncro vans on one policy with Progressive and it
 is
roughly $2200.00 a year total.

dylan

----- Original Message ----
From: John Lauterbach <lauterba@BELLSOUTH.NET>
To: vanagon@GERRY.VANAGON.COM
Sent: Saturday, December 29, 2007 2:58:24 PM
Subject: Re: ISO Vanagon appraiser in SF Bay Area

Your insurance agent should be able to give you name of at least one
 appraiser who would be acceptable to your insurance company.
  Appraiser
 who did my '84 Vanagon specializes in antique cars.  While he did not
 come up with the value I would have liked, it was far better than the
 used car book.

John
  ----- Original Message -----
  From: dahn van laarz
  To: vanagon@GERRY.VANAGON.COM
  Sent: Saturday, December 29, 2007 12:46 PM
  Subject: ISO Vanagon appraiser in SF Bay Area

  Wondering if anyone has gone to the trouble of getting an independent
 appraisal of their Westy or reg Vanagon.  I have an 85 Westy that
 we've put a bit of $$$ into, including the Gowesty 2.3 engine and want
 to
 minimize the chance of lowballing insurance companies should the
 unthinkable happen.  My insurance guy said I should get an independent
 appraisal... then they would cover the vehicle for that amount instead
 of
the
 Bluebook value.Anyone have experience with doing this?
  Recommendations
 on places to go?
  _________________________________________________________________
  Don't get caught with egg on your face. Play Chicktionary!
  http://club.live.com/chicktionary.aspx?icid=chick_wlhmtextlink1_dec

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