I CAN NOT BELIEVE THIS ! ! ! !

I contacted the adjuster to take next steps in having the value of
Blackbeard re-evaluated this morning.
This was the response that I received:
- - - - - - -
"Matt,

The next step is for me to proceed with the vehicle as a total and let the
Total Loss Adjuster settle it with you.  They will have all that
information on how to dispute the value and what the next steps are.
Technically, I am not even supposed to tell you what its worth or I settle
the case.  Since I have no idea what I am doing it would probably take a
long time :)

 I will go ahead and submit vehicle as a total and someone should be in
touch with you in the next 2 business days who will advise you how to
proceed if you are not happy with the settlement amount offered."

- - - - - - -

I responded IMMEDIATELY and advised that I did not authorize ANY final
action to be taken and that I would contact my agent directly, and at that
time *I* would advise on next steps.

At that time I received yet ANOTHER unbelievable response:
- - - - - - - -
"Matt,

Vehicle has been deemed a total and unless you are withdrawing the claim
then I have no choice but to submit the vehicle as a total.  Once that is
done you may discuss settlement options with the total loss adjuster.  Call
me with any questions"
- - - - - - -

I've contacted my agent who is siding with me and feels as though the
adjuster is completely incompetent and that I am WELL within my rights.

. . .  TO BE CONTINUED . . . .