Yeah, I had this damage a few years ago on my '86:
http://buncombe.main.nc.us/~emaglott/pp010/index.htm

Nationwide adjuster was really a jerk.  They said the $1700 damage
totalled the van.  I got nowhere until I talked to my agent and then
magically the thing was settled.  I seem to remember the argument was
about wether I would end up with a salvage title or not.  I ended up
getting enough $$ to repair it and no salvage title.

Good luck to you,
Edward

At 12:46 PM 11/10/2008, Matt Drew wrote:
>I CAN NOT BELIEVE THIS ! ! ! !
>
>I contacted the adjuster to take next steps in having the value of
>Blackbeard re-evaluated this morning.
>This was the response that I received:
>- - - - - - -
>"Matt,
>
>The next step is for me to proceed with the vehicle as a total and let the
>Total Loss Adjuster settle it with you.  They will have all that
>information on how to dispute the value and what the next steps are.
>Technically, I am not even supposed to tell you what its worth or I settle
>the case.  Since I have no idea what I am doing it would probably take a
>long time :)
>
>  I will go ahead and submit vehicle as a total and someone should be in
>touch with you in the next 2 business days who will advise you how to
>proceed if you are not happy with the settlement amount offered."
>
>- - - - - - -
>
>I responded IMMEDIATELY and advised that I did not authorize ANY final
>action to be taken and that I would contact my agent directly, and at that
>time *I* would advise on next steps.
>
>At that time I received yet ANOTHER unbelievable response:
>- - - - - - - -
>"Matt,
>
>Vehicle has been deemed a total and unless you are withdrawing the claim
>then I have no choice but to submit the vehicle as a total.  Once that is
>done you may discuss settlement options with the total loss adjuster.  Call
>me with any questions"
>- - - - - - -
>
>I've contacted my agent who is siding with me and feels as though the
>adjuster is completely incompetent and that I am WELL within my rights.
>
>
>
>
>. . .  TO BE CONTINUED . . . .