Farmers, but luckily my agent IS actually fighting for me and can't believe
the low degree of professionalism exhibited by the adjuster. . .

The agent is telling me that I'll "be ok" and that everything will work out
just fine, but still . . .

Proof is in the puddin'!

On Mon, Nov 10, 2008 at 1:10 PM, PB <pbrattan@gmail.com> wrote:

> *"...This does NOT mean you will lose the vehicle. You will sign a
> > release paper with the insurance company that allows them to total the
> > vehicle and they will send you the money at their value. Then you will
> agree
> > to KEEP the vehicle and not send it to any recycler or whatever. By
> keeping
> > the vehicle you will agree that this vehicle is totaled and you CAN NEVER
> > FILE ANY CLAIM against this vehicle for the remainder of the life of the
> > vehicle. This means that you cannot ever get collision or comprehensive
> > insurance on this vehicle..."
>
> *This probably depends on your state and the insurance company's
> policies.  I have had 3 vehicles totalled in California.  they were all
> declared as salvage, but I was offered the option of full-coverage despite
> that.  Since they were only "ordinary" vehicles, I just put liability on
> them.  That was with 21st Century.
>
> What a nightmare!  Which insurance company are you using?
>
> Patti