

| Subject: | Re: Occasional use insurance in Canada? Was: Declared Value Insurance? |
| From: | David Marshall |
| Date: | Wed, 14 Jan 2009 07:42:43 -0800 |
My Westie has cheap insurance (compared to my other vehicles) because it is classified as a motorhome and not used to go to and from work.� I'm installing a fridge and bed in my LT for that exact reason!� If I was to fully insure it for the year with 5M liability, $500 deductable and 20K vehicle value, I am looking at around $900 for the year - here in BC you have no choice but to get your basic insurance from the gov't - in Alberta you can choose who you like (much like Germany and the USA and half of Canada).� In BC if the vehicle is over 25 years old and in stock condition (or with accessories from that era) you can classifty as a collector car, which again is cheaper. David Marshall VW Adventure Driver and BMW Adventure Rider http://www.hasenwerk.ca On Wed, January 14, 2009 07:12, Poppie Jagersand wrote: > > --- On Wed, 1/14/09, Roger Whittaker <rogerwhitt1@GMAIL.COM> wrote: >> you would have to say where you live >> every province has different regs ... > > I live in Edmonton, AB. Does this mean that (unlike the US and Europe, > I can't buy insurance from an agent or company out of province? > > In Germany I had Axa in northern Germany even though I lived in > Bayern. In the US I had Safeco, which is nationwide. (Some people > report bad experience with Safeco, but at least I got good rates in > Rocherster NY: $100/6mo each both Westy and a Passat I had at the time. > Never had a claim so don't know who they would be then) > >> and if you are over 60 there is the grey power insurance >> through CARP >> Canadian Association of Retired Persons > > Not retired yet. Wife thinks my early retirement at 40 wont > support her shopping desires... Still I guess I won;t get the retired > rate until 60. > > Someone locally once told me about antique car insurance in the province, > but I didn't find out names of agents and underwriters. This might > work as the age of the Westy (1982) seems to be considered beyond > retirement (unlike me). Any agents in Edmonton, Calgary dealing with > this? > > Martin > >> On Tue, Jan 13, 2009 at 10:10 PM, Poppie Jagersand < >> poppie.jagersand@yahoo.ca> wrote: >> >> > Does anyone know where I can find a true occasional >> use policy >> > in Canada? >> > >> > Currently I have my car and Westy insured. Car is used >> throughout the >> > year. I just looked through the past five years of >> logs, and Westy >> > is used from 1-3weeks (ie my vacation and occasional >> weekend). >> > Yet my insurance company (Wavanesa) charges more or >> less the same for both. >> > (ok its $100 less, 500 for Westy and 600 for car >> (Vibe), but thats >> > only a 20% rebate for a 95% reduction in used days. >> Not fair! >> > But insurance agents I call seem clueless at >> understanding the >> > difference. >> > >> > >> > > From: Dennis Haynes >> <d23haynes57@HOTMAIL.COM> >> > > Restrictions I've seen in addition to >> > > mileage is times of day, (rush hours), to/from >> work or any >> > > business use, >> > >> > Restrictions like these would be fine with me if it >> mean I paid for the >> > true risk of the occasional weekend/vacation drive in >> the countryside >> > instead of being fleeced for more or less the same >> amount as a daily >> > driver in the city. >> > >> > Anyone knows who I should contact in Canada for true >> occasional use >> > insurance? (I tried calling the Westy an RV but they >> didn't go for that) >> > >> > Thanks, >> > Martin >> > >> > >> > >> __________________________________________________________________ >> > Connect with friends from any web browser - no >> download required. Try the >> > new Yahoo! Canada Messenger for the Web BETA at >> > http://ca.messenger.yahoo.com/webmessengerpromo.php >> > >> >> >> >> -- >> roger w >> There are two kinds of jobs in the world: >> Picking up garbage and telling people things. >> Successful people do both, with the same good attitude. >> (riw) >> ---------------------------------------------------------- >> Explore printed work at: http://www.prliving.ca/ >> View the growing list of video work at: >> http://revver.com/find/video/?query=LastonLastof&search_on=owners >> and ... older work at >> http://video.google.com/videoplay?docid=-7135104650374818257 >> http://video.google.com/videoplay?docid=3259745150182742364 > > > __________________________________________________________________ > Be smarter than spam. See how smart SpamGuard is at giving junk email the > boot with the All-new Yahoo! Mail. Click on Options in Mail and switch to > New Mail today or register for free at http://mail.yahoo.ca >
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