Actually, that rate is ANNUALLY.  And if wrecked, I collect a flat 5K. Miles
are limited, though, but can be increased.  No camping just joy rides. Hmmm.

On Tue, Feb 3, 2009 at 3:34 PM, Scott Daniel - Turbovans <
scottdaniel@turbovans.com> wrote:

> so for $ 101 dollars for 6 months.......
> you get your van insured against total loss for $ 5,000,
> you only get to drive it 2,500 miles a year........
>
> and...you have 500 deductible comprehensive
> and 500 deductible collision ...........??
> and they can change 'the value' of the collectible vehicle ( your van )
> after they see pictures of it, if they want to.
>
> cheap all right,
> but I wouldn't want to be limited to 2,500 miles a year.  That's a bit over
> 200 miles a month, right ? ( 200 X 12 = 2,400 )
>
> On comprehensive.............vandalism, tree falls on it, cracked
> windshield etc............
> I like Zero deductible on that one .......for a normal car insurance policy
> zero deductible  comprehensive can be pretty inexpensive......
> as low as $ 30 for six months if you also have other cars insured on the
> same policy. That means a 'free windshield' any time, no questions.
>  Very handy.
> Collision I don't have, cause I don't plan to run into any trees or
> whatever.........and if I did, I'd fix it myself.
>
> my main issue with a policy like this is limited miles.
> but it is cheap.
> I'd say I am paying about $ 110 for six months for each car........I have
> 3, two vanagons and a volvo sedan insured......
> unlimited miles of course......
> For a 'Total Loss' I'm sure the pay off # isn't that high ........but I've
> never had a total loss in my whole life on a car, so I don't think it's
> likely to happen to me .........
> and I have zero deductible comprehensive on those cars I think.....
> so I am paying for 3 cars, but at close to  what this policy shown here
> offers, per car.
> and coverage that fits my requirements more.
>
> I'm not sure on the terms ......'stated value' ...........that would be
> different than 'agreed upon value' I'm sure, ..........?
>
> < as I read more and more fine print in agreements from
> companies.........like banks and credit card companies etc......
> it usually says in the fine print that they can do whatever they want,
> change things whenever they want etc.  This one might have some of that in
> it. >
>
> Scott
> ----- Original Message ----- From: "Michael Sullivan" <
> sandwichhead@GMAIL.COM>
> To: <vanagon@GERRY.VANAGON.COM>
> Sent: Tuesday, February 03, 2009 12:57 PM
> Subject: Stated Value Quote
>
>
>   Got this quote today and cannot beleive the rate. Limited to 2500.00
>> annually, though, but I think that limit can be raised.  This is for a
>> 91GL.  thoughts?
>> Dear JOHN M. SULLIVAN:
>>
>> Thank you for contacting American Collectors, the nation's leading
>> provider
>> of collector vehicle and collectibles insurance. Our collector vehicle
>> insurance program provides:
>>
>> Agreed Value* coverage - your vehicle's full insured value (less any
>> applicable deductible) is protected in the event of total loss, with no
>> value depreciation.
>>
>>
>> Low deductible - in most states a zero deductible is available. Unless
>> you've selected a higher deductible, you'll have no out-of-pocket expense
>> in
>> the event of a claim.
>>
>>
>> Flexible miles - you're not limited to "parades only." Enjoy driving your
>> collector vehicle up to the mileage limit you select (multiple mileage
>> tiers
>> are available in most states).
>>
>>
>> Towing & Labor for Collectors (TLC) Plan * - TLC offers you extra
>> peace-of-mind by providing reimbursement for emergency towing, roadside
>> assistance, lockout and more. Choose your desired level of TLC - click
>> here
>> for more information, or ask a representative for details.
>>
>>
>> The American Collectors "Real Person" guarantee - you always have the
>> option
>> of getting a real person on the phone during our business hours (M-F, 8:30
>> -
>> 6:00 ET).
>>
>>
>> Online policy management - if you like the convenience of managing your
>> policy online, visit us anytime at
>> www.AmericanCollectors.com <http://www.americancollectors.com/><
>> http://www.americancollectors.com/>
>>
>>
>> Based on the information you provided to us, please see your premium
>> estimate below. This estimate is non-binding; no coverage is offered or
>> implied.
>>
>> To apply for coverage, please call and select option 3. Please have the
>> following items handy:
>> 1. Driver's license numbers for all household residents
>> 2. Dates of birth for all household residents
>> 3. Collector vehicle information (year, make, model & VIN)
>> 4. Your personal auto policy limits of coverage
>> 5. Visa or Mastercard
>>
>> Thank you for giving us the opportunity to serve your insurance needs.
>>
>> Sincerely,
>> Online Sales and Service Department
>> American Collectors Insurance, Inc.
>>
>>
>>
>> * Not available in all states. Ask a representative about your state
>> availability.
>> This e-mail was automatically generated from a non-response mailbox;
>> please
>> do not reply to this emai
>>
>> Collector Vehicle Premium Estimate
>>
>> Collector Vehicles
>>
>> TypeYearMakeModelRequested
>> ValueAnnual
>> Mileage
>> 1. Original 1991 Volkswagen VAN $5,000   2500
>>
>>
>>
>> Coverages
>>
>> Vehicle1991 Volkswagen
>> Bodily Injury (25K/50K)$10.00
>> Property Damage (25,000)$7.00
>> UM/UIM Bodily Injury (25K/50K/25K)$12.00
>> Basic PIP (2,500)$5.00
>> Liability Total$34.00
>> Comprehensive($500)  $31.85
>> Collision($500)  $32.00
>> Basic Towing ($40.00)$3.00
>> Vehicle Total$100.85
>> Annual Premium: $100.85
>> Auto Theft Prevention Surcharge: $1.00
>> Total Due: $101.85
>>
>> Our policies are subject to a non-refundable, minimum earned premium of
>> $30.00. The premium estimate is based on the information you provided. We
>> reserve the right to amend the vehicle value and/or the rating category
>> upon
>> review of the photos.
>>
>> --
>> Michael in San Antonio
>> 91GL AT 'Gringo'
>>
>
>

--
Michael in San Antonio
91GL AT 'Gringo'