I'm not an expert by any means but take a look at
http://gerry.vanagon.com/files/auto-insurance-madness.html

Rob

At 6/5/2009 03:12 PM,Randy Wiederhold wrote:
>I just had the insurance adjuster look at my (84' Wolfburg
>Westfalia) Its completely drivable, but he thinks the estimate will
>exceed salvage value. (There are three panels dented which would be
>replaced and a few that could be banged out.)
>
>Any hints to make sure that the insurance sets a good salvage
>value?  I want to fix it and keep it.
>
>Randy (84' Westy 'Jenny Jenkins')
>
>145 6th Avenue. #1
>San Francisco, CA 94118
>
>
>
>From: Rob <becida@COMCAST.NET>
>To: vanagon@GERRY.VANAGON.COM
>Sent: Friday, June 5, 2009 1:58:27 PM
>Subject: Fri insurance talk
>
>Had a lot of wind last night and a tree from the neighbors yard came
>down. Landed on the 91 Jetta and the corner of the garage. The Jetta
>is toast as you can't close the sunroof or the drivers window, can't
>open the drivers door. It still runs but it's done for as my 'other' car.
>
>If my '84 Westy had been parked in its spot (I drove it to work) it
>would have taken the tree too.
>
>I talked with my insurance people today, the tree falling was "an act
>of God" so it's my problem. The damage to the garage is a lot less
>than the $500 deductible and all I have on the Jetta is public
>liability. Maybe I can take some of this off my taxes next year?
>
>I hate learning about insurance.... and I have redo my VW signature
>line. Anybody need a Jetta parts car?
>
>
>
>Rob
><mailto:becida@comcast.net>becida@comcast.net
>
>'91 VW Jetta & an '84 Westy in western WA
>
>
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