The tree falling would probably be covered under comprehensive if you had.
You can try going after the neighbors home owners insurance since it was
their tree.

Dennis

-----Original Message-----
From: Vanagon Mailing List [mailto:vanagon@gerry.vanagon.com] On Behalf Of
Rob
Sent: Friday, June 05, 2009 4:58 PM
To: vanagon@GERRY.VANAGON.COM
Subject: Fri insurance talk

Had a lot of wind last night and a tree from the neighbors yard came
down. Landed on the 91 Jetta and the corner of the garage. The Jetta
is toast as you can't close the sunroof or the drivers window, can't
open the drivers door. It still runs but it's done for as my 'other' car.

If my '84 Westy had been parked in its spot (I drove it to work) it
would have taken the tree too.

I talked with my insurance people today, the tree falling was "an act
of God" so it's my problem. The damage to the garage is a lot less
than the $500 deductible and all I have on the Jetta is public
liability. Maybe I can take some of this off my taxes next year?

I hate learning about insurance.... and I have redo my VW signature
line. Anybody need a Jetta parts car?

Rob
becida@comcast.net

'91 VW Jetta & an '84 Westy in western WA