dear insurance
it matters a great deal where you are
in BC, Canada i have 35K$ declared value ... no survey required
this year i will be telling them my actual use has changed a great deal
since original policy written
so i imagine it will go up to about 1100$ a year premium ...

in the states one can only imagine the myriad of different use policies
available ...
city use only ...
state use only ...
only travel one state outside of home state (this was a restriction in Idaho
with a rental)
add infinity  and beyond ...

and my own opinion is ...
even if you are exceptionally wealthy ..insurance is a good idea for
vehicles
indeed any wealthy people i have known ..have considerable insurance on the
go all the time

melissa ... get a good third party appraisal of your ride from someone who
is understanding of the real value of your bus
ask your insurer to recommend someone who they trust to do third party
surveys ..
indeed get two names and get them both to do a survey ...
yes you will spend a few hundred for the information ...
but in the end run you will have a real value if the worst happens to your
van...
yours

On Sun, Aug 2, 2009 at 2:55 PM, Melissa Mourkas <westywoman@mac.com> wrote:

> On Aug 2, 2009, at 9:41 AM, Al Knoll wrote:
>
>> So if it is a 'guzzler' get a
>> beater to drive for the most part and reserve your legendary Tardis
>> for
>> worthy ventures.
>>
>
> I am sure this has been covered ad nauseum, but since I just
> purchased an extremely clean 1984 Westfalia, I am worried about
> insurance value.  I apologize in advance, I have been off-list for a
> year or two in air-head (1981) world.  Thoughts about and experience
> with appraisals and/or "classic car" insurance appreciated.
>
> Melissa Mourkas
> 84 Westy "Honey Bee"
>

--
roger w
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servant who becomes king ...
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