You need to read the full contract and terms of the collectors insurance
policy. These are often loaded with lots of restrictions including miles
driven, time of day use, parades, clubs, shows etc. They often will also
require proof you own another vehicle. You also need to consider liability
when parked,(camping). Do not rely fully on the agent.

As for towing insurance, the RV plans often offer other benefits such as
trip interruption and may offer better towing options. For example towing
any distance to a "Qualified" repair facility versus a mileage or money
limit. This may not be helpful locally but if far from home may be a
necessity.

Dennis

-----Original Message-----
From: Vanagon Mailing List [mailto:vanagon@gerry.vanagon.com] On Behalf Of
Pat Sloan
Sent: Monday, November 30, 2009 12:12 PM
To: vanagon@GERRY.VANAGON.COM
Subject: Registering the Otter

OK, the Otter is officially on the road and I have a couple of questions
about bureaucratic things for you BC vanagoners.

1.      'Collectot' Plates - My insurance agent tells me I can save about 15
- 20% on my insurance if I register the van with 'Collector' plates. It
looks as if all I have to do use the van only for 'pleasure'. Since I'm
retired, that sounds easy, and since I'm not driving into work each day, it
makes sense that I should pay less insurance because I'm encountering much
less risk. Are there any hidden flaws in the plan? Any fine print in the
regulations I may have missed?
2.      BCAA Membership - I'm not sure if I should be paying extra for an RV
plan. My thought is that a Vanagon is NOT an RV, (smaller, lighter, waay
easier to tow) but don't want to be surprised if I need a tow from some
mountain road. Has anyone had any experience with this?

Thanks all,

Pat