Yep...The collector policy has a limit on at least 10 yrs driving record and
XX amount of miles per year.  Cannot have any accidents in 5 years(some say
10). At least the one I looked at.  It was only 150/yr with 10K miles
annuallyand 5K stated value on my GL, IIRC.  I did not take it cuz you need
to have another NEWER vehicle as your primary driver(got that), but if my
kid wrecked it, I get nada since he has less than 10 yrs driving.
BTW-Now I think I am screwed since my older son (23) wrecked the Honda Fit
in 7/09 and totalled it. I took the wrap for a couple of reasons, so now I
got a record.  rats!!!

Michael in San Antonio
91GL AT 'Gringo'
73 Beetle

On Tue, Dec 15, 2009 at 11:39 PM, craig cowan <phishman068@gmail.com> wrote:

> Want to see crazy insurance values?
> I'm a College student that just turned 21 looking to move to my own policy
> for just the bus with a stated value, upgrades, huge annual mileage
> allowance, and a history of accidents.
>
> You guys have it cheap! : )
>
> -Craig
>
>
> On Wed, Dec 16, 2009 at 12:29 AM, Bob Stevens <mtbiker62@gmail.com> wrote:
>
> > Check this "quote" out Daryl:
> >
> > Progressive
> > Pay in Full          6 month rate: $898.00
> > Pay monthly       6 month rate: $936.00
> >
> > *YOUR AGENT OR BROKER*
> > SkySmith Insurance Agency
> > 518 SW 3RD ST#B
> > ANKENY, IA 50023
> > 515-289-1439
> >
> > OUCH!! No tickets, no claims, no past insurance problems (Geico for over
> 10
> > years). I reported the upgrades to my van
> > and asked for a 12K mi. annual allowance (their site only had a 6K mi.
> > option max) and for $25K coverage.
> > I just filled out the form this afternoon and they quoted me within about
> 4
> > hours.
> > Oh well ... the Progressive TV ads must be expensive to make ... or maybe
> > that gal who does them got a raise. ;-)
> > I pay about $500 annually now, but it's not stated value.
> > bob
> >
> > *
> > *
> > On Tue, Dec 15, 2009 at 10:15 PM, Daryl Christensen
> > <daryl@aatransaxle.com>wrote:
> >
> > > Michael..No..I live in Warshington...
> > > Bob..Not sure of what the hit might be for over miles, but they renewed
> > me
> > > without any questions about how many I put on her last year.
> > > Was an easy deal..Filled out forms and sent him pictures of the
> condition
> > > and amenities with a list of upgrades. Sent money and we're good..
> > > Obviously I haven't tested them for their follow thru after an
> incident,
> > > but
> > > it's a better et I think than just hoping Farmers would pay what its
> > worth.
> > >
> > > Daryl of AA Transaxle
> > > 425-788-4070
> > > "On the cutting edge of old technology"
> > >
> > >
> >
>