Yeah, at $300 a month for insurance I would be paying out the total cost
of my 1.8 inline 84 in just ten months!  Fer gid it!

  I've said it before..insurance is a big scam.  I wouldn't plan on 'making
out' well in any dealings with insurance.  They pretty much have it all
their way because they've paid off the lawmakers to favor them with
beneficial laws.  They also use our own money (from premiums) to fight us in
legal battles and they have LOTS of money to spend on court cases.  After
all, saying they will be going to court to avoid paying off on a policy is
the way they do it.  If you call their bluff and do go into court, you will
likely lose or at least come out behind where you would be if you just took
their silly Low-ball offered settlements......

Then they figure in the cost of going to court all the time and add that
into their own costs of doing business before they decide what to charge us
for premiums...

   I've also looked into a way to cover the actual value of special
vehicles...Never found one that was believable or affordable.
   Why would an insurance company give you a fair settlement if they could
make more by screwing you?  If they treated their insurance clients fairly,
they would be screwing their shareholders...less profit for them...

  Don Hanson

On Wed, Dec 16, 2009 at 11:08 AM, Peter DiFalco <peter.difalco@gmail.com>wrote:

> I hope you mean *yearly* insurance budget, because I am absolutely not
> able to afford $300/month on insurance - heck, I'm hoping to keep my
> repairs under that even saving up for a 1.8td conversion in 5 years...
>
> On Wed, Dec 16, 2009 at 10:58 AM, dylan <insyncro@yahoo.com> wrote:
> > Try the archieves.
> > I have written about this numerous times as well as others.
> > I have helped recover over $50k from stated value policies three times in
> the past 10 years.
> > If you monthly budget for insurance on your van is less than $300, don't
> bother.
>