None of which changes the difference between stated value and agreed value insurance.

sure it does.
you have much, much less of a chance of getting any more than a Kelly Blue Blue value with an agreed value claim when the adjuster is seeing the vehicle for the first time. Try to explain all the work done to it after the fact and they will give you a blank stare. All they will have to go by is that it is a "Vanagon". Some have had trouble with insurance companies knowing the difference between a 2wd and Syncro van. There is a huge difference in price there as well.

________________________________
From: Dave Mcneely <mcneely4@COX.NET>
To: vanagon@GERRY.VANAGON.COM
Sent: Thu, December 17, 2009 9:39:01 AM
Subject: Re: insurance terminology

None of which changes the difference between stated value and agreed value insurance.� We needn't discuss this further.� DMc