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Subject:Re: insurance terminology
From:Dave Mcneely
Date:Thu, 17 Dec 2009 13:41:28 -0500

Dylan, at least you are now using the terminology "agreed value."  With 
an agreed value policy, the agreed value is exactly that -- it is 
agreed, before the fact, based on documentation presented in order to 
obtain the policy.  The company has agreed on the value when the policy 
was purchased.  There is no after the fact situation.

Let's agree not to discuss this further.  David

On Thu, Dec 17, 2009 at 12:22 PM, dylan wrote:

> None of which changes the difference between stated value and agreed 
> value insurance.
>
> sure it does.
> you have much, much less of a chance of getting any more than a Kelly 
> Blue Blue value with an agreed value claim when the adjuster is seeing 
> the vehicle for the first time. Try to explain all the work done to it 
> after the fact and they will give you a blank stare. All they will 
> have to go by is that it is a "Vanagon". Some have had trouble with 
> insurance companies knowing the difference between a 2wd and Syncro 
> van. There is a huge difference in price there as well.
>
>
>
>
> ________________________________
> From: Dave Mcneely To: vanagon@GERRY.VANAGON.COM
> Sent: Thu, December 17, 2009 9:39:01 AM
> Subject: Re: insurance terminology
>
> None of which changes the difference between stated value and agreed 
> value insurance.  We needn't discuss this further.  DMc