An independent appraisal would be your best chance Craig.  Two would be
better...

On Wed, Dec 30, 2009 at 9:30 AM, craig cowan <phishman068@gmail.com> wrote:

> So I'm about to change over to a new insurance policy to get off my
> parents.
> We're going with Erie Insurance who's been insuring us for years, but i
> have
> some concerns maybe you guys can help settle.
>
> First off, my van is (according to the VIN) a 1985 sunroof vanagon, in
> "good" shape.
> This places my bluebook value at something like $1500 or $2000.
>
> Here's where the problem lies.....
> It's now a full westfalia with a $6000 zetec engine.
> By my estimates that puts the value that I could sell it at between $6000
> and $10,000. Any suggestions for how to convey this to the insurance? They
> will not do a state value on anything other than a collectors vehicle, and
> they didn't really like the thought of an appraisal. Should I just ask them
> to put a note in the file of the fact that it is now a westfalia and
> powered
> by BOSTIG? I have plenty of photo evidence for both. Or should I just
> figure
> upon the fact that should anything ever happen, i have all this photo
> evidence and receipts that help make my argument towards its value, but
> wouldn't it technically be insurance fraud for me to have them insuring a
> 1985 GL when in reality it's a 1985 Westfalia powered by a big engine? As
> that's what I plan to collect on if anything ever happened.
>
> Any thoughts?
> I don't want them to offer me $500 and no chance to buy back after someone
> else hits me.
>
>
> -Craig
> '85GL turned WESTY
> BOSTIG in back
>

--
Jake

1984 Vanagon GL
1986 Westy Weekender "Dixie"

Crescent Beach, BC

www.thebassspa.com
www.crescentbeachguitar.com
http://subyjake.googlepages.com/mydixiedarlin%27