*Dear Craig*

**No Craig we won't say "I told you so because we KNOW how this one will
turn out".
I don't know what age range you are but when a lot of very experienced folks
take the time to respond to your query for advice I would give it very
serious
consideration.
I don't believe you did!
Fine.
We make decisions and we are responsible for them.
It's very simple really there is a right way to do things and a wrong way.
You have chosen the wrong way and your money is in another's pocket and
you have nothing to show for it.
The wrong way of doing business is NEVER justified.
It NEVER works!
Not by the price and not by the deal.
It's NEVER different this time.
This is my last comment on the issue as I have already spent too much time
giving advice to someone who obviously has little regard for his money.
I hope you are in a financial position where you can afford to see this one
go
sideways.

Bernie
Vancouver, BC