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Subject:Re: Insurance shenanigans.
From:BenT Syncro
Date:Fri, 8 Apr 2011 11:24:07 -0700

That because you have a "stoler" vehicle. I'll beat their offer and give you $2K for your Syncro Westy. You don't have to deal with these insurance guys. Cash on the barrel head. I'll even throw in lunch with Mike Miller! ;-)

BenT

sent from my electronic leash

On Apr 8, 2011, at 10:33 AM, Al Knoll <anasasi@GMAIL.COM> wrote:

> Part 1.
> 
>>>> 
> Dear Mr. Knoll,
> Per our earlier conversation, Bodycraft Collision Center is not comfortable
> completing the repairs to your vehicle and have stated that there may be
> further damage to the undercarriage that is not written on the current
> estimate.  Any further damage or labor will result in your vehicle being
> deemed a total loss.  We want to resolve this as amicably as possible in
> accordance with your personal automobile policy.  Please refer to your
> California Personal Automobile Policy, Form 8550, Page 19 of 27, Part D -
> Coverage For Damage To Your Auto:
> LIMIT OF LIABILITY
> A.   Our limit of liability for loss will be the lesser of the:
>      1.   Actual cash value of the stoler or damaged property; or
>      2.   Amount necessary to repair or replace the property with other
> property of
>        like kind and quality.
> 
> At this time, we would consider two options to resolve this claim:
> 1.  The vehicle would be deemed a total loss and we would issue payment to
> you according to the owner retain salvage settlement figures below:
> Total Loss Calculations for CALIFORNIA - Owner Retains
> ACV:             (+)    $1,117.00
> Sales Tax:       (+)    $97.74
> UPD:             (-)    $26.79
> Sub Total:              $1,187.95
> Total Fees:      (+)    $18.00
> Salvage:         (-)    $0.00
> Deductible:      (-)    $250.00
> Net Total:              $955.95
> 
> 2.  If you did not want the vehicle to be totaled, we would issue payment to
> you in the amount of $937.95.  This payment was derived by taking the actual
> cash value above ($1117.00) plus taxes ($97.74) less the unrelated prior
> damage @ 10% ($26.79) and less your deductible ($250.00).  This payment will
> be considered a full and final settlement payment.
> As Bodycraft Collision Center will not complete the repairs, we would pay
> for a reasonable tow to another repair facility or back to your residence.
> 
> After you have had time to review this information, please call me at the
> number below.
> Donald Behner
> Claim Supervisor
> 800-811-4832 x43497
> Hartford Casualty Insurance Company
> PS regarding your glass only claim: We are trying to locate a windshield for
> your vehicle.  At this time it is our understanding that a neither a new or
> used windshield can be located.  Once we have more information on the
> availability of a windshield from your part's supplier in Washington, Mike,
> we will discuss this matter further.
> <<<