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Subject:Re: Insurance shenanigans.
From:Mike Miller
Date:Fri, 8 Apr 2011 14:35:42 -0700

Take the money and run!

On 4/8/11 2:14 PM, "BenT Syncro" <syncro@gmail.com> wrote:

> He pmailed saying this was for his Colt Vista wagon.
>
> I told him I wouldn't even pay him with a certain portion of your anatomy for
> it.
>
>
> BenT
> sent from my electronic leash
>
> On Apr 8, 2011, at 2:05 PM, Mike Miller <mwmiller@cwnet.com> wrote:
>
>> I only offered the $955.96 out of the goodness of my heart and high regard
>> for the man. But will up the ante to include a ride in my Nissan.
>>
>> Mike
>>
>>
>> On 4/8/11 12:40 PM, "BenT Syncro" <syncro@gmail.com> wrote:
>>
>>> Don't lowball the guy. I already offered $2K sight unseen.
>>>
>>>
>>> BenT
>>>
>>> sent from my electronic leash
>>>
>>> On Apr 8, 2011, at 12:06 PM, Mike Miller <mwmiller@CWNET.COM> wrote:
>>>
>>>> Heck I'll pay you $955.96 sight unseen.
>>>>
>>>> Mike
>>>>
>>>>
>>>> On 4/8/11 10:33 AM, "Al Knoll" <anasasi@GMAIL.COM> wrote:
>>>>
>>>>> Part 1.
>>>>>
>>>>>>>>
>>>>> Dear Mr. Knoll,
>>>>> Per our earlier conversation, Bodycraft Collision Center is not
>>>>> comfortable
>>>>> completing the repairs to your vehicle and have stated that there may be
>>>>> further damage to the undercarriage that is not written on the current
>>>>> estimate.  Any further damage or labor will result in your vehicle being
>>>>> deemed a total loss.  We want to resolve this as amicably as possible in
>>>>> accordance with your personal automobile policy.  Please refer to your
>>>>> California Personal Automobile Policy, Form 8550, Page 19 of 27, Part D -
>>>>> Coverage For Damage To Your Auto:
>>>>> LIMIT OF LIABILITY
>>>>> A.   Our limit of liability for loss will be the lesser of the:
>>>>>     1.   Actual cash value of the stoler or damaged property; or
>>>>>     2.   Amount necessary to repair or replace the property with other
>>>>> property of
>>>>>       like kind and quality.
>>>>>
>>>>> At this time, we would consider two options to resolve this claim:
>>>>> 1.  The vehicle would be deemed a total loss and we would issue payment to
>>>>> you according to the owner retain salvage settlement figures below:
>>>>> Total Loss Calculations for CALIFORNIA - Owner Retains
>>>>> ACV:             (+)    $1,117.00
>>>>> Sales Tax:       (+)    $97.74
>>>>> UPD:             (-)    $26.79
>>>>> Sub Total:              $1,187.95
>>>>> Total Fees:      (+)    $18.00
>>>>> Salvage:         (-)    $0.00
>>>>> Deductible:      (-)    $250.00
>>>>> Net Total:              $955.95
>>>>>
>>>>> 2.  If you did not want the vehicle to be totaled, we would issue payment
>>>>> to
>>>>> you in the amount of $937.95.  This payment was derived by taking the
>>>>> actual
>>>>> cash value above ($1117.00) plus taxes ($97.74) less the unrelated prior
>>>>> damage @ 10% ($26.79) and less your deductible ($250.00).  This payment
>>>>> will
>>>>> be considered a full and final settlement payment.
>>>>> As Bodycraft Collision Center will not complete the repairs, we would pay
>>>>> for a reasonable tow to another repair facility or back to your residence.
>>>>>
>>>>> After you have had time to review this information, please call me at the
>>>>> number below.
>>>>> Donald Behner
>>>>> Claim Supervisor
>>>>> 800-811-4832 x43497
>>>>> Hartford Casualty Insurance Company
>>>>> PS regarding your glass only claim: We are trying to locate a windshield
>>>>> for
>>>>> your vehicle.  At this time it is our understanding that a neither a new
>>>>> or
>>>>> used windshield can be located.  Once we have more information on the
>>>>> availability of a windshield from your part's supplier in Washington,
>>>>> Mike,
>>>>> we will discuss this matter further.
>>>>> <<<
>>
>>