Dear stated value

Had that on my westie - once wrecked i found out that stated value had no
carriage in the discussion - took threat of lawyer to even get adjuster to
leap from what they offered to what i paid - more than 15K$ difference - i
could have pressed the matter with further lawyer talk but that would have
cost the difference so i did not bother - it was after all those
discussions that i discovered stated value is not worth anything but higher
premiums - what you require is a survey and valuation from a surveyor the
insurance co accepts and then you go on agreed value - which the insurance
co signs off on --

further to that - the insurance co lined up several people and each one had
a different story - then they claimed that each department was separate and
the adjuster never spoke to the claims management folks... i did one mail
with a cc to them all and noted at the salutation Dear Mr. Lawyer ...
the insurance company claims that each department does not speak to the
other - could you please ask them to re organize their structure so they
speak with one voice as you and i do -

the next contact with insurance co was one voice -
i also left a link on the email to encourage anyone at the insurance office
to watch Atom Egoyan's movie The Adjuster - as that put things into
perspective from my point of view -

a pal o mine took it all one step further - after a wreck he was directed
to the local adjusters office and presented with a cheque for about 5K$ -
he said i think my incident is worth more than that - the person began to
lay out the company line about how this was a fair and reasonable offer -
this was the error -    you see my pal had gone to church with this claims
manager - asked claims manger several questions about soul and heaven and
how they thought they might right the sort of job they had with god - or
did that even matter - last word was that claims manager left job at
insurance co and moved on - indeed sold house and left town - i certainly
dont advocate that sort of tactic - lawyers speak well enough -
my pal then called his lawyer and the offer increased by 16 times the
original -

anyway it is not friday - yet - come friday i have much to say about
insurance stuff -- much indeed -
regards

On Wed, Jul 17, 2013 at 8:56 AM, Stuart MacMillan <stuartmacm@gmail.com>wrote:

> Talk to your agent about a "stated value" rider.  Not expensive.  I've got
> my '85 covered for $15,000, and maybe I'll increase that now!
>
> Stuart
>
> -----Original Message-----
> From: Vanagon Mailing List [mailto:vanagon@gerry.vanagon.com] On Behalf
> Of Dave Mcneely
> Sent: Wednesday, July 17, 2013 8:51 AM
> To: vanagon@GERRY.VANAGON.COM
> Subject: Re: Rantworthy '85 Westy ad?
>
> Well, I agree that our campers sell for more than the price listed in the
> dealer's guides.  But, using asking price to convince insurance adjusters
> would be a stretch, so far as the adjuster is concerned.  The adjuster
> would want proof that those prices are realized, not just asked.  GoWesty
> has a program where they will work with you and the adjuster to get a
> proper adjustment in case of a total.  Of course, GoWesty wants salvage
> rights.
>
> Does anyone have actual experience with getting a proper adjustment from
> an insurance company?  I continue to carry full coverage on my camper,
> since the cost is pretty low, but have doubts that I will, if needed,
> realize a reasonable settlement.  And of course, given my absolutely
> perfect driving skills (  ;-0 ) have a lot more likelihood of having to
> deal with someone else's insurance adjuster than mine.
>
> mcneely
>
> ---- Roger Whittaker <rogerwhitt1@gmail.com> wrote:
> > dear noticed
> >
> > that "I noticed that the top does not seem to fit properly." ... is
> > most likely a sloppy job of packing the canvas into place - it is also
> > very likely the patch required for the top as noted in the description
> > - will multiply in size and or number every time one of the non westie
> > sorts opens and closes the top with out regard for the canvas -
> >
> > I think it is great to see retail asking price up where it belongs at
> > another dealership besides go westy - i suggest that all those who
> > like to have records to show insurance adjusters - grab a screen shot
> > of this with details so if you are required to justify to an adjuster
> > advising the writing of a 1500$ cheque - you will have some legs to
> > stand on besides the premium go westy stuff -
> >
> > it always surprises me when a decent vehicle is listed at retail
> > prices - every one points at the pictures and nit pics - then when in
> > the event of a wreck  - hue-n-cry goes up - that adjuster offered
> > kelly book pricing or blue book pricing or some other invented scale
> > that has nothing to do with the "value" of the van - insurance is not
> > for value - insurance is for compensation of replacement cost of same
> > - i wish the van listed in Maryland was stickered at twice as much ...
> >
> > anyway not even close to friday - for this kind of roger driven
> > silliness
> >
> > regards
> >
> >
> > On Wed, Jul 17, 2013 at 6:59 AM, Dave Mcneely <mcneely4@cox.net> wrote:
> >
> > > What is the "Gary Lee rear rack"?  I noticed that the top does not
> > > seem to fit properly.  It slopes slightly upward toward the front,
> > > leaving what appears to be a gap where it should fit against the
> > > luggage rack.  mcneely
> > >
> > > ---- Stephen Grisanti <bike2vcu@YAHOO.COM> wrote:
> > > > Looks nice enough but is priced at the upper end of the scale by a
> > > Maryland dealer, and it appears to be missing most of a Gary Lee rear
> rack.
> > >  I'd sure ask about that for that price.
> > >
> > > http://washingtondc.craigslist.org/mld/ctd/3933673721.html
> > >
> > >
> > > Stephen
> > >
> > > --
> > > David McNeely
> > >
> >
> >
> >
> > --
> > roger whittaker 604.414.6266
> >
> > ----------------------------------------------------------
> > http://www.tvthatworks.com
> > http://www.tvpowellriver.com
> > Explore printed work at: http://www.prliving.ca/ View the growing list
> > of video work at:
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> > http://vimeo.com/42309497
> > http://www.prpeak.com/articles/2010/11/29/multimedia/video/doc4c62e5f8
> > 0d228504902172.txt
>
> --
> David McNeely
>

--
roger whittaker 604.414.6266

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http://www.prpeak.com/articles/2010/11/29/multimedia/video/doc4c62e5f80d228504902172.txt