StateFarm told me that my Rates will not be affected because
TheBranch was thrown @ my Van by the car in front ~ Had I hit
TheBranch on my own & made the Claim my rates would go up ~ so maybe
Richard should change his story from "Hit a Deer today in my Van" to
"A Deer ran into my Van today"

                                                                                        ORR ~ DeanB

On 7 Sep , 2013, at 8:58 AM, Tom Carchrae wrote:

> Karl makes a great point.  How many years of no-claims bonus do you
> have?
> Do you have any clause in your insurance that will protect your
> premium
> from going up because of the claim?
>
> If it is $2000 to fix, and $500 deductible, then are you going to
> pay more
> that $1500 in increased premium over the next 3 years.
>
> Man I hate insurance.  Maybe you got the "uninsured deer protection"
> plan -
> they don't offer that here.
>
> Tom
>
>
>
>
> On Fri, Sep 6, 2013 at 9:56 PM, Karl Wolz <wolzphoto@q.com> wrote:
>
>> Get a few quotes from body shops first so you know what kind of
>> damage
>> you're to expect.  Keep I mind that you can purchase on the bolt-
>> ons used
>> from list members and/or wrecking yards.  Might not be worth your
>> while to
>> make a claim. Then start assembling PURCHASE prices of similar vans
>> for
>> comparables.  Last accident I had (not my fault) the other guys
>> insurance
>> company (Progressive) tried to tell me that a Westy and a 7
>> passenger are
>> the same value, and my Westy was only worth around $2500.
>>
>> Karl Wolz
>>
>>
>>
>> |-----Original Message-----
>> |From: Vanagon Mailing List [mailto:vanagon@gerry.vanagon.com]
>> |On Behalf Of Tom Hargrave
>> |Sent: Friday, September 06, 2013 7:36 PM
>> |To: vanagon@GERRY.VANAGON.COM
>> |Subject: Re: Hit a deer today in my Vanagon
>> |
>> |Hopefully they won't try and total the car.
>> |
>> |Thanks, Tom Hargrave
>> |www.kegkits.com
>> |www.stir-plate.com
>> |www.towercooler.com
>> |www.grow-sun.com
>> |www.raspberryproject.com
>> |
>> |-----Original Message-----
>> |From: Vanagon Mailing List [mailto:vanagon@GERRY.VANAGON.COM]
>> |On Behalf Of Richard Koerner
>> |Sent: Friday, September 6, 2013 8:46 PM
>> |To: vanagon@GERRY.VANAGON.COM
>> |Subject: Hit a deer today in my Vanagon
>> |
>> |Was up in the Eastern Sierras; a place near Mammoth Ski area.
>> |Place called June Lake (Gull Lake specifically).  Perfect.
>> |Went kayaking on lake in afternoon, paddling into wind then
>> |letting wind sail me home.
>> |
>> |So I get up early this am for the long drive home (450
>> |miles?).  Around 7:30 am.  Empty straight hiway.  Around 45
>> |MPH, no hurry.  Then....there they were...two of them, small,
>> |young...instantaneous.  Darted out across road; no reaction
>> |time. Missed the first one, hit the second.  Ugh.  Passenger
>> |side.  Smashed lower grill, signal light, tore rubber strip of
>> |passenger side of bumper, mashed license plate, and of course
>> |front end body damage.
>> |No damage to cooling system, thank God.
>> |
>> |
>> |Drove the 450 miles home.  Now, time to report to insurance
>> |company.  I have $500 deductible I think.  I'm betting this
>> |will be about a $2000 job...not nearly as easy as a fender,
>> |lots of folds and creases in the front end.
>> |
>> |Any words of advice before I call insurance company tomorrow
>> |to start claim process?
>> |
>> |Rich
>> |San Diego
>> |85 Vanagon, 208,000 wonderful miles, original everything
>> |except interior with homemade camper setup.  Not a Westy; a
>> |tintop.  Alpine White.  4 speed tranny.  Everything is in
>> |perfect condition.
>> |
>> |....glum....
>>