Ditto on that comment.
Zero deductible compreshesive is amazinly inexpensive sometimes.

Cracked windshield ? ...they come to your house and replace it on the
spot ....at zero cost .
Totally worth it.
and it's not much more costly than the common 100 dollar deductible
compreshensive.  As a guess, the premium on zero deducible is perhaps 20
% higher  than the 100 deductible. e.i. Not much more at all.

On 1/27/2014 1:03 PM, Dennis Haynes wrote:
> No Comprehensive? That means no protection from fire, flood, theft etc.
>
> Dennis,
> >From my phone.
> ________________________________
> From: JRodgers<mailto:jrodgers113@GMAIL.COM>
> Sent: ‎1/‎27/‎2014 3:28 PM
> To: vanagon@GERRY.VANAGON.COM<mailto:vanagon@GERRY.VANAGON.COM>
> Subject: Re: Friend in Seattle want to buy his first Westy
>
> I have borrowed from my credit union with the Vanagon GL as collateral -
> but I already owned the vehicle clear and simply went back for a loan
> against it. The amount borrowed was about half the appraised value. One
> thing - after a month - the credit union sent me a letter, requiring
> that it be fully insured. The insurance premium for one year was half
> the amount borrowed. I went back to the bank and converted the
> collateralized loan over to a personal loan and got rid of the insurance
> requirement.  I now carry only liability ins. on it. If it gets smacked
> and the other party can't pay - it's just smacked and I have a parts
> car. I have two other vans.
>
> If I had Westy's or Syncros - it would be a different matter.
>
> John
>
> On 1/27/2014 1:37 PM, Jeff Schwaia wrote:
>> As a seller of "classic" vehicles (mostly Westies and Syncro Dokas), I can
>> confirm that many of these purchases are made with bank loans using the
>> vehicle as collateral.  All that is normally required is an appraisal from a
>> licensed (certified?) vehicle appraiser.  Generally, a vehicle appraisal
>> costs about $350.
>>
>> Cheers,
>>
>> Jeff
>>
>>
>>
>> -----Original Message-----
>> From: Vanagon Mailing List [mailto:vanagon@gerry.vanagon.com] On Behalf Of
>> Zeitgeist
>> Sent: Sunday, January 26, 2014 11:29 AM
>> To: vanagon@GERRY.VANAGON.COM
>> Subject: Re: Friend in Seattle want to buy his first Westy
>>
>> I assume the bulk of the late model Syncro campers are being purchased via
>> bank loans, given that many are selling for $20k and up nowadays
>>
>>
>> On Sun, Jan 26, 2014 at 11:23 AM, Robert Stevens <mtbiker62@gmail.com>wrote:
>>
>>> In a message dated 1/26/2014 2:04:52 P.M. Eastern Standard Time,
>>> mcneely4@COX.NET writes:
>>>
>>> Hmmm  ...... .   I'm surprised one can get a loan for any vehicle that
>>> old, mileage or no.
>>>
>>> It's done all the time.....as long as it's secured against
>>> real-value-property that the bank can, therefore, hold title to until
>>> the loan is paid off.
>>>
>>> bob
>>
>>
>>
>> --
>> Casey
>>