Dear not wrecked yet

1. Go westy offers an appraisal
2. There are others who do the same thing - offer written appraisals-
3. Do not lie to insurance co just to get reduced rates -
4. Get insurance co to write policy on agreed values as stated by appraisal

Shop around - and around -
The guy who is selling you insurance may not actually be the underwriter -
Ask that question --

Caution - do not buy policy written for stated value - on stated value you
pay premiums for what you said -- they pay out on what they say

Good luck 🍀
On Tue, May 9, 2017 at 3:10 PM John Rodgers <jrodgers113@gmail.com> wrote:

> I haven't had a wreck yet, but need to know where I stand and I'm not
> getting it from my current insurer.
>
> Lately I have easily rebuildable vans toalec by the company simply because
> the vans are old and parts aren't readily available at the local car
> dealers. I asked my insurer to explain it to me.
>
> Turns out I my coverage pays "depreciated value at the time of accident!" +
> 20% according to your policy. I said who determines value. Answer:
> independent claims adjuster. My comment - that's not good enough - my car
> value according to NADA just went up three thousand. How is he going to
> jusify "depreceated value when prices are rising?" He said think you need
> to talk to the adjuster. My comment "I need a new insurance company!"
>
> Guys and gals, I need some input on the subject of insurace, I can see this
> is going to get sticky. I would like to consider all passibilities. Comment
> and suggestion appreciated.
>
> John
>
-- 
roger whittaker 604.414.6266

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