After I made some major upgrades to my van in 2003 and 2004, I asked my
insurance agent about getting correct valuation on van.  He told me to
go to a certain auto appraiser and get an appraisal.

Appraisal came back at $6000.00.  I thought it was a good number and
have had this so-called stated value insurance on the van ever since.

What kind of non-Westy vanagon can one get for $6K.   Right now it is
bottom of the line 84 7-passnger with non-working A/C.

John

On Tue, May 9, 2017 at 6:10 PM, John Rodgers wrote:

> I haven't had a wreck yet, but need to know where I stand and I'm not
> getting it from my current insurer.
>
> Lately I have easily rebuildable vans toalec by the company simply
> because
> the vans are old and parts aren't readily available at the local car
> dealers. I asked my insurer to explain it to me.
>
> Turns out I my coverage pays "depreciated value at the time of
> accident!" +
> 20% according to your policy. I said who determines value. Answer:
> independent claims adjuster. My comment - that's not good enough - my
> car
> value according to NADA just went up three thousand. How is he going
> to
> jusify "depreceated value when prices are rising?" He said think you
> need
> to talk to the adjuster. My comment "I need a new insurance company!"
>
> Guys and gals, I need some input on the subject of insurace, I can see
> this
> is going to get sticky. I would like to consider all passibilities.
> Comment
> and suggestion appreciated.
>
> John