

| Subject: | Re: Car Insurance Renewal Time! |
| From: | David McNeely |
| Date: | Fri, 23 Jun 2017 21:15:55 -0700 |
Like I said, I had only good experiences with AAA when it was available to me in Oklahoma. I would switch back to it if I could get it in Washington. Roger, I'm not looking for either stated value or agreed value insurance. As I said before, an agreed value policy does not suit my needs because of the restrictions on vehicle use. mcneely On Fri, Jun 23, 2017 at 7:34 PM, Jennifer Rabbitt < yoursocialconcierge@gmail.com> wrote: > I would not recommend AAA. I am moving ALL of my policies back to Farmers > after two of my friends had very bad experiences with AAA. > A VW is toooooooo precious to leave to AAA. > > > Jen Rabbitt > 90 tintop > > > On Jun 23, 2017, at 5:08 PM, Roger Whittaker <rogerwhitt1@GMAIL.COM> > wrote: > > Dear insurance > > What you are looking for is "agreed value " insurance -- and you may > require an appraisal from an appeaser they recognize - > Regards > > On Fri, Jun 23, 2017 at 4:30 PM David McNeely <davmcneely40@gmail.com> > wrote: > > > With "stated value" insurance, you really are no better off than with a > > regular policy. If you can prove that the vehicle is worth the stated > > value after the fact, then you can get properly reimbursed. The same is > > true with a regular policy. An insurance agent admitted to me that there > > is really no benefit to a stated value policy over a regular policy. > When > > the accident happens, they will pay you the cost to repair up to the > "book > > value" of the vehicle, unless you can prove it is worth more. If the > cost > > to repair equals or exceeds the "book value" they will declare the > vehicle > > a total loss, and pay the book value. Getting beyond that is only with a > > negotiation that includes an appraisal. You will be charged more for the > > stated value policy, however. > > > > I'm not looking for help, just pointing out facts that I got from several > > different insurers. > > > > mcneely > > > > On Fri, Jun 23, 2017 at 3:04 PM, Stuart MacMillan <stuartmacm@gmail.com> > > wrote: > > > >> I have "stated value" with Travelers. This simply means I'm paying a > > rate > >> based on my stated value of $15,000, which I would need to back up with > >> proof, such as listings or an appraisal. I may increase that based on > > the > >> listings I'm seeing now, and get an appraisal when my conversion is > done. > >> It doesn’t add much to the cost of the policy. > >> > >> "Agreed value" is for show cars, and very expensive. Not for daily > >> drivers. Classic car insurance companies will not insure campers, and > >> would have limited mileage for a tin-top passenger vehicle as well as > > other > >> restrictions, such as garage storage. > >> > >> I use a great insurance broker licensed in WA, OR, and CA that can > >> probably help you. P-mail me if interested. > >> > >> Stuart > >> > >> -----Original Message----- > >> From: Vanagon Mailing List [mailto:vanagon@gerry.vanagon.com] On Behalf > >> Of PB > >> Sent: Friday, June 23, 2017 10:57 AM > >> To: vanagon@GERRY.VANAGON.COM > >> Subject: Car Insurance Renewal Time! > >> > >> I've had a 12-month auto insurance policy with Wawanesa for the past 15 > >> years. Despite fairly poor service, I kept them because I haven't had > any > >> tickets or at-fault accidents and their price was the lowest I could > > find. > >> Today I learned that my 12-month auto insurance policy would be changed > > to > >> a 6-month policy with the yearly cost raised by $700 regardless of my > > clean > >> record and low mileage! I'm retired and all my driving is for pleasure. > >> > >> > >> I just got an estimate from AAA. They have additional discounts that > >> Wawanesa doesn't have, a reputation for great service, their policy is > 12 > >> months and much lower than my Wawanesa quote! I also asked them how > > they > >> would value my Westy if it were a total loss, and they explained that > > they > >> go by the actual value, rather than just using the Blue Book. > >> > >> My policy renews July 18. Can I please have some recommendations, > >> comments, and pointers about insurance companies. I'll probably get an > >> estimate from Progressive. I believe they consider a Westy as an RV, > but > >> don't know if that's an advantage above AAA. > >> > >> Patti > >> 90 Westy Automatic > >> Los Angeles > >> > >> -- > >> > >> *♪♫**♥**♫♪♪♫**♥**♫♪♪♫**♥**♫♪♪♫**♥**♫♪* > >> If it's not on my iPhone, it doesn't exist... > >> ●▬▬▬▬▬▬ஜ۩۞۩ஜ▬▬♥▬▬▬ஜ۩۞۩ஜ▬▬▬▬▬● > >> > > > -- > roger whittaker 604.414.6266 > > ---------------------------------------------------------- > PR MARINE SURVEYORS & > http://www.tvthatworks.com > http://www.tvpowellriver.com > LinkedIn - > > - ca.linkedin.com/pub/roger-whittaker/14/78a/b71/Explore printed work > at: > http://www.prliving.ca/ > View the growing list of video work at: > http://www.youtube.com/user/LastonLastof#g/u > http://vimeo.com/42309497 > > http://www.prpeak.com/articles/2010/11/29/multimedia/video/ > doc4c62e5f80d228504902172.txt >
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