Hi John,

We use Hagerdy Insurance for older cars.  You need to have a second car for daily use and garage your van to make it worth while.  I do that and have a good rate on two vans and insured for replacement value and I have a cherished salvage option.  Cost for two vans is less than your one.

Eric 

> On Jul 24, 2023, at 12:02 AM, David McNeely <davmcneely40@gmail.com> wrote:
> 
> Hmmmm.... .  Not my experience with State Farm at all, though I have only
> dealt with them as a not at fault party with their customer at fault.  They
> sent an adjuster to me, not me to a body shop.  The adjuster said the
> damage is X amount, and "I'll cut you a check now."  I said, "No, I'll take
> it to 3 shops and let you know what the cost of repair is."  He said,
> essentially, "Here is the check, take or don't, we will not pay based on
> any other estimates."  I said, for him to just keep his check, and I'd get
> back with them as to what it would cost and where I wanted the work done.
> It took over 3 months to get it straight, but eventually I got my car fixed
> at the shop I chose, and reimbursed for the rental I had to get for the 3
> months.  It seemed like the company thought I'd give up.  Maybe a lot of
> people do. I have no use for State Farm.  mcneely
> 
> On Sun, Jul 23, 2023 at 4:45 PM OlRivrRat <OlRivrRat@comcast.net> wrote:
> 
>>        I’ve had StFarm for many many Years & pay $772.58/Yr for My
>> 90Westy &
>> 
>> have never been disappointed when I needed them ~ Several Years ago a car
>> in
>> 
>> front hit a tree branch in the road & flipped it into My Van taking out
>> the DriveSide
>> 
>> HeadLight, puting a thumbnail sized dent in the body edge left of the
>> light& another
>> 
>> small dent in the DriveSide Groove a couple of feet behind the door,,,
>> Body shop
>> 
>> StFarm sent Me to said it would be $1200 to fix,,, StFarm handed Me a
>> Check &
>> 
>> said fix it or don’t, We don’t care,,, I asked, If I cash the check will
>> My rates go up
>> 
>> & answer was, If You had hit the branch Your rates would go but since the
>> branch
>> 
>> hit You there will be no increase ~
>> 
>>                                                        ORR ~ DeanB
>> 
>>> On 23 Jul , 2023, at 4:40 AM, John Rodgers <jrodgers113@GMAIL.COM>
>> wrote:
>>> 
>>> Thanks for the info. Very helpful.
>>> 
>>> On Sun, Jul 23, 2023 at 12:42 AM David McNeely <davmcneely40@gmail.com>
>>> wrote:
>>> 
>>>> I don't remember the cost off the top of my head, but it is considerably
>>>> less than that including both my camper and my Prius.  I am in Spokane,
>>>> Washington, and my insurance is from Safeco through AAA.  Formerly I had
>>>> Progressive, cost was less, but Progressive dropped out of the
>> homeowner's
>>>> insurance market here because of wildfire danger, and raised my auto
>> policy
>>>> price also, so I ditched them.  With the combined homeowner's and auto
>> the
>>>> price was good, but with only auto it wasn't.
>>>> 
>>>> On Sat, Jul 22, 2023 at 4:05 PM John Rodgers <jrodgers113@gmail.com>
>>>> wrote:
>>>> 
>>>>> My van insurer just went over the line by raising my insurance another
>> $25
>>>>> a month. USAA just raised my insurance another $25/MO. UP to  $148.00 a
>>>>> month. I'm looking for another source. I drive about 7000 miles a year.
>>>>> $148/mo is too much. Any suggestions?
>>>>> 
>>>> 
>>