As far as I have experienced, they are not obligated to do a darn thing.  And try to not pay any more than they absolutely have to.
Actually, it varies from state to state.  Good Luck!
Dave B.the Boston one
    On Saturday, September 21, 2024 at 11:21:18 AM EDT, John Rodgers <jrodgers113@gmail.com> wrote:   

 In the event of a collision, what obligation does the insurance company
have to get your vehicle to the nearest competent repair shop even if it is
out of the state where the incident occurred.