Tell the truth. My brother-in-law didn't report a speeding ticket because
he thought it had elapsed and was promptly denied insurance.

Btw, I just called USAA and asked about the RV discount. According to
their policy, VW busses are considered regular vehicles. The customer
representative even tried to switch the policy to "motorhome", but the
computer refused.

And finally, this insurance thread reminds me: I had just moved to the US
when I bought the '75 Westy 5 years ago. As a fer'ner without prior
insurance history or credit record in this God-blessed country, I was
denied insurance by all major insurers. Finally, I found a little outfit
in East Oakland that agreed to sell me liability insurance for about $100
(!) a month. Well, to add insult to injury, a couple weeks later, the
mother company sent me a letter *cancelling* the insurance, because "it is
their policy not to cover VW busses." Seriously.

Sami ('75 Westf.)