

| Subject: | it is a puzzlement ... :) |
| From: | Joel Walker |
| Date: | Wed, 04 Jun 97 12:33:10 CDT |
well, i got my update from the insurance company, for adding the 87 camper ... and an interesting quirk appeared. it seems that i get an $10.22 discount/six-months on my 88 non-camper for vehicle safety reasons (i.e., it's a "safe" bus to them because of low injuries), but the 87 camper does NOT rate the same discount. go figure. the only reasons i can come up with are: - bumpers? nah. both have wimpy bumpers. - camper stuff?? extra weight means longer stopping distances and more tendency to fall over in parking lots?? :) hmmmm. maybe. - more 87's sold (see the Weakly Statz) and therefore more risk to the insurance company? hmmmmm. probably. they do everything based on their own little statistics. - most Syncros were 87's and that inflates the numbers of 87's out there in Insurance-Land, and we all know how reckless and wild those Syncro driver's are!! smashing and crashing into trees and rocks ... then claiming it musta been a hit-and-run shopping cart at Wal-Mart. ;) that's all i could think of ... as far as i can tell, there are NOT enough differences in the model years to warrant such prejudice by the insurance company ... but they do make the difference. anybody else have a camper and a non-camper, and have a difference in the insurance rates (except for the miles-driven stuff)??? joel
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