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<P>Joel,

<P>You were very close to reason with your statement #4.&nbsp; But the
wild and crazy drivers are the ones who drive CAMPERS!!&nbsp; Every weekend
and at least two weeks each year they go off to the rugged campsites.&nbsp;
This causes a great deal of stress and strain on the ol' noggin.&nbsp;
In a very short time, even sooner with the coupla thousand brewskies consumed
each Saturday and each Sundy, you lose all power to read an insurance form.&nbsp;
Those money-grubbin' companies know when you are most vunerable!!&nbsp;
; )

<P>Keep a clear head and a keen eye.
<BR><TT>Steven E. Broomhead, Sr.</TT>
<BR><TT>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
.============.</TT>
<BR><TT>&nbsp; "I am not Slow, but I am&nbsp;&nbsp; /__||&nbsp;&nbsp; ||&nbsp;&nbsp;
||&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; '82 Diesel->Gas</TT>
<BR><TT>&nbsp;&nbsp; GETTING A NEW HEART!!&nbsp;&nbsp;&nbsp; |&nbsp;&nbsp;
|&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Vanagon</TT>
<BR><TT>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
'--()-------()-'</TT>
<BR>
<BR>

<P>Joel Walker wrote:
<BLOCKQUOTE TYPE=CITE>well, i got my update from the insurance company,
for adding the 87 camper
<BR>.. and an interesting quirk appeared. it seems that i get an $10.22
<BR>discount/six-months on my 88 non-camper for vehicle safety reasons
(i.e.,
<BR>it's a "safe" bus to them because of low injuries), but the 87 camper
does
<BR>NOT rate the same discount. go figure.

<P>the only reasons i can come up with are:
<BR>- bumpers? nah. both have wimpy bumpers.
<BR>- camper stuff?? extra weight means longer stopping distances and more
<BR>&nbsp; tendency to fall over in parking lots?? :) hmmmm. maybe.
<BR>- more 87's sold (see the Weakly Statz) and therefore more risk to
the
<BR>&nbsp; insurance company?&nbsp; hmmmmm. probably. they do everything
based on their
<BR>&nbsp; own little statistics.
<BR>- most Syncros were 87's and that inflates the numbers of 87's out
there
<BR>&nbsp; in Insurance-Land, and we all know how reckless and wild those
Syncro
<BR>&nbsp; driver's are!! smashing and crashing into trees and rocks ...
then
<BR>&nbsp; claiming it musta been a hit-and-run shopping cart at Wal-Mart.
;)

<P>that's all i could think of ... as far as i can tell, there are NOT
enough
<BR>differences in the model years to warrant such prejudice by the insurance
<BR>company ... but they do make the difference.

<P>anybody else have a camper and a non-camper, and have a difference in
the
<BR>insurance rates (except for the miles-driven stuff)???

<P>joel</BLOCKQUOTE>
&nbsp;
<BR>
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