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Subject:Westy totalled...what if the insurer grossly underestimates?
From:John C. Villines
Date:Sat, 2 May 1998 22:04:50 -0400

Some of you know that two weeks ago I had the new dealer engine, new
clutch and rebuilt tranny installed in my '90 Westy Multivan.  Others of
you saw us at the Peachstate Transporter gathering and know that the
only real "ding" on this really clean vehicle was the moulded corner
piece on the rear bumper.  I had that fixed yesterday and dropped off
the van at the detail shop today for just a wash and vacuum, since I had
added a new cabinet (there was some sawdust) and we had taken the dog
hiking so there was some dirt and dog hair.  Anyway, when I went to pick
it up I discovered that an out of control vehicle had come around the
curve at the detail shop while the Westy was being moved and...yup,
slammed into the passenger side, rolling it over and sliding it along
the driver's side and roof  for quite some distance.  The driver was
uninjured.  The most extensive damage was done to the sliding door and
right rear quarter panel, with no apparent frame damage but lots of
scrapes, broken glass, dash damage, etc.  It is quite a sad sight and my
concern is that I will probably have to engage in protracted litigation
with the various insurer's (detail shop, mine, and the cited driver of
the other vehicle) to force repair as opposed to accepting a check for
the estimated book value (which will obviously not reflect the unique
nature or relative scarcity of these vehicles).  I would be very
grateful for any advice from list members who may have encountered
similar struggles in dealing with insurers.  Also, anyone who may have
taken a digital photo of our van at the Peachstate gathering, I would be
appreciative of receiving a pmail attachment of it.  Those of you who
know me personally know that I'm very disappointed with this setback,
after just getting on the road after about three months down time. But
you also know that I firmly believe in that bigger scheme and that "in
all things give thanks".  It's pretty nice metal, but its just metal.

Thanks for any help,

John

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