-----Original Message-----
From: Steven Minta
< Subject: What is a replacement value? (86 Westfalia)
>I'd appreciate the benefit of others' experience regarding an insurance
>settlement for my totaled 1986 Vanagon Westfalia:

Can't stress this enough.... DON'T put the cart before the horse..
I.E.   You have to set your value with your company WHEN you buy the
Westy... when the balls in your court.... not after any claim... when it's
in their court....Set a value at the start and make sure you have
REPLACEMENT value coverage and it's IN your policy.... after that... you
will be charged a price to insure that amount of capital.. and if there is a
complete loss... that is what you will receive... otherwise... frankly...
your over their barrel... Sorry...
Rob
87 Westy SyncroGL.....Cynosure (slip&drip)

rountree@planeteer.com